Interest Rates & Fees

CardFinans Classic CardFinans Gold CardFinans Platinum CardFinans Go ClubFinans ClubFinans Xclusive
Retail % 2,69 % 2,69 % 2,69 % 2,69 % 2,69 % 2,69
Cash Advance % 2,69 % 2,69 % 2,69 % 2,69 % 2,69 % 2,69
Late Payment % 3,19 % 3,19 % 3,19 % 3,19 % 3,19 % 3,19
Interest Rate for Foreign Purchase % 2,54 % 2,54 % 2,54 % 2,54 % 2,54 % 2,54
Late Payment Interest Rate for Foreign Purchase % 3,11 % 3,11 % 3,11 % 3,11 % 3,11 % 3,11
Fees (TL)
Card Fee 35 TL 45 TL 55 TL 10 TL 200 TL * 500 TL **
Annual Fee 35 TL 45 TL 55 TL 25 TL 150 TL 250 TL
Supplementary Card Fee 17,5 TL 22,5 TL 27,5 TL   100 TL 100 TL
Renewal Fee 6 TL 10 TL 12 TL 6 TL 12 TL 12 TL
Supplementary Card Renewal Fee 3 TL 7 TL 9 TL   9 TL 9 TL
Fees for foreign transactions
Foreign Cash Advance Fee 3 $ + 3% of cash advance amount 3 $ + 3% of cash advance amount 3 $ + 3% of cash advance amount 3 $ + 3% of cash advance amount 3 $ + 3% of cash advance amount 3 $ + 3% of cash advance amount
Domestic Cash Advance Fee 3 TL + 3% of cash advance amount 3 TL + 3% of cash advance amount 3 TL + 3% of cash advance amount 3 TL + 3% of cash advance amount 3 TL + 3% of cash advance amount 3 TL + 3% of cash advance amount

Domestic Cash Advance Fee via other banks’ ATMs: 5 TL + 3% of cash advance amount.


*At Finansbank we do not charge for ClubFinans card fee to our customers who have a minimum of 20.000 TL average volume in their accounts or through their investment products in one calendar month.
** At Finansbank we do not charge for ClubFinans Xclusive card fee to our customers who have a minimum of 75.000 TL average volume in their accounts or through their investment products in one calendar month.