A credit card limit is specified for your transactions in Turkey and overseas and cash advance withdrawals. The defined credit card limit is specific to the card holder, and the limit for all your QNB Finansbank credit cards is the same. You can inquire your credit card limit at our Call Center, via the Interactive Voice Response system of our Call Center, at our ATMs, or through Online Banking and "QNB Mobil". You can also see it in your monthly billing statement.
Pursuant to law, your total credit card limit with all banks may not exceed for the first year of holding the card, 2 times your average net monthly wage, for the subsequent years, 4 times your net monthly wage.
- It is the limit you can use for shopping and cash drawals in Turkey and overseas.
- It is the total of the standard limit and additional limit, which can only be used in hospitals, Automatic Utility Bill Payment Orders, premium payments for the CardFinans Billing Statement Insurance.
- This additional limit is defined, on the basis of customer information, for customers who are deemed eligible by the Bank.
- You can instruct a regular limit increase, provided it is deemed to be possible upon regular assessment of your credit card. Information is provided regarding the possible extent of increase 15 days prior to such increase.
- If you have a Regular Limit Increase Instruction, we inform you prior to the limit increase, and if you do not have any objections, we increase your limit following a final assessment by our Bank.
- If you do not want your limit to be increased, you can type “no” and text to 2273, or call 0850 222 0 900 and state that you do not want a limit increase for the current period.
- You can cancel the Regular Limit Increase Instruction any time by calling the Call Center.
- You can set a limit for your physical cards, which will be used for online shopping, or for payments made by mail/telephone orders (payments of insurance premiums, private pension, membership fees, etc.).
- You can change this limit at QNB Finansbank Telephone Banking, Internet Banking and "QNB Mobil" channels, when updating your Internet/mail-telephone order shopping preferences.
- If you have not set a limit for these shopping types, and if your card is allowed to be used for any of these, the limit is the same with the card limit.
- Supplementary card holders can set and change this limit of their card.